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Replication data for: Are Women More Credit Constrained? Experimental Evidence on Gender and Microenterprise Returns

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Mendeley Data2024-06-25 更新2024-06-30 收录
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We report on a field experiment providing random grants to microenterprise owners. The grants generated large profit increases for male owners but not for female owners. We show that the gender gap does not simply mask differences in ability, risk aversion, entrepreneurial attitudes, or differences in reporting behavior, but there is some evidence that the gender gap is larger in female-dominated industries. The data are not consistent with a unitary household model, and imply an inefficiency of resource allocation within households. We show evidence that this inefficiency is reduced in more cooperative households. (JEL D13, D14, J16, L25, L26, O12, O16)

本研究报道了一项面向微型企业所有者的随机资助田野实验。该实验为实验对象发放随机资助金后发现,资助金大幅提升了男性所有者的企业利润,但未对女性所有者产生同等效果。我们的分析表明,该性别差距并非单纯由能力、风险规避倾向、创业态度或报告行为上的差异所掩盖,不过有证据显示,在女性主导的行业中,这一性别差距会进一步扩大。本次实验数据与单一家庭模型(unitary household model)并不相符,表明家庭内部存在资源配置低效问题。另有证据显示,在合作氛围更浓厚的家庭中,这类资源配置低效问题会得到缓解。(JEL D13, D14, J16, L25, L26, O12, O16)

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2023-06-28
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