The Incentive Effect of Scores: Randomized Evidence from Credit Committees
收藏NBER2013-08-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w19303
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资源简介：
We design a randomized controlled trial to evaluate the adoption of credit scoring with a bank that uses soft information in small businesses lending. We find that credit scores improve the productivity of credit committees, reduce managerial involvement in the loan approval process, and increase
提供机构：
美国国家经济研究局
创建时间：
2013-08-01
