Retirement savings by age U.S. 2020

Americans start managing their retirement finances early in life, thanks to many financial instruments and products for those who want save money for their late years. As the graph shows, retirement savings increase with age. The age group boasting the highest average value of retirement savings are individuals between 55 and 59, with over 223,000 thousand. As many people start retiring in their sixties, retirement savings start decreasing for individuals over 60 years of age.

美国民众在早年便开始着手管理其退休财务，得益于众多旨在为晚年储蓄资金的经济工具与产品。如图所示，退休储蓄随年龄增长而增加。在所有年龄段中，55至59岁的个体拥有最高的平均退休储蓄价值，超过223,000。随着众多人在六十岁左右开始退休，60岁以上的个体的退休储蓄开始减少。