Open Banking: Credit Market Competition When Borrowers Own the Data
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下载链接:
https://www.nber.org/papers/w28118
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资源简介:
Open banking facilitates data sharing consented by customers who generate the data, with a regulatory goal of promoting competition between traditional banks and challenger fintech entrants. We study lending market competition when sharing banks' customer data enables better borrower screening or
提供机构:
美国国家经济研究局
创建时间:
2020-11-01



