What is a Residual Value?

When it comes to financing a car, two terms that often come up are “residual value” and “balloon payment”, but what exactly do they mean? Understanding what they are can go a long way towards helping you work out how they impact your car loan and whether they’re right for you.

在汽车融资领域，两个常见的术语为“残值”与“气球付款”，然而，它们究竟意指何物？深入理解这些概念，对于您分析它们对汽车贷款的影响以及是否适合自身，具有至关重要的意义。