How Closely Do Banks Manage Vault Cash?
收藏ICPSR1999-01-01 更新2026-04-16 收录
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http://www.icpsr.umich.edu/icpsrweb/ICPSR/studies/1194
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These data on daily vault cash balances in the Eighth Federal Reserve District were examined to see if banks have been optimizing their vault cash levels. Recent reductions in reserve requirements have not been accompanied by significant reductions in vault cash. This situation suggests that banks may be managing vault cash reserves primarily as precautionary balances to satisfy daily fluctuations in deposits and withdrawals, rather than as part of total reserve management. In 1997, some larger banks instituted formal management of vault currency. If this practice spreads, it will have implications for monetary policy and cash operations.
提供机构：
Federal Reserve Bank of St. Louis
创建时间：
1999-01-01
