Aggregate and Distributional Impacts of LTV Policy in China
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We study how Chinas loan-to-value (LTV) policy affects mortgage markets and household consumption, focusing on an abrupt and unprecedented relaxation in LTV limits for secondary houses from 2014Q4 to 2016Q3. Using a rich dataset of over three million loan-level records from a major Chinese
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美国国家经济研究局创建时间：
2020-11-01
