Determinants of Insurance Inclusion in an Emerging Market — Survey Data from the Syrdarya Region, Uzbekistan (n = 353)

Anonymised individual-level survey data underlying the article "Determinants of Insurance Inclusion in an Emerging Market: A Moderated-Mediation PLS-SEM Analysis of Financial and Insurance Literacy in Uzbekistan." Data were collected via a paper-based survey of the general adult public (16+) in the Syrdarya region of Uzbekistan (March–May 2026; n = 353). The file contains measurement items for insurance literacy, trust, perceived benefit, attitude, intention to buy, insurance inclusion, perceived risk, and digital literacy; a financial-literacy composite score; and categorical demographic variables. All data are fully anonymised. Variable definitions are provided in the accompanying README and in Appendix A of the article.