Total damage due to credit card fraud in the Netherlands 2013-2018

This statistic shows the total damage due to credit card fraud in the Netherlands from 2013 to 2018 (in million euros). In 2018, credit card fraud in the Netherlands led to a total damage of approximately 3.4 million euros. Like in other European countries, credit and debit cards are a popular form of digital payment methods for either physical purchases in brick-and-mortar-stores or for online purchases.Consumers from the Benelux countries are familiar with credit cards and possess them. Ever since the launch of digital payments, the payments industry tried to create a secure environment for financial transactions. Debit and credit card fraud comes in different kinds, of which phishing, skimming and identity theft are the most common ones. It is predicted that technology as EMV (Europay MasterCard Visa, a credit card technology that uses computer chips to authenticate chip-card transactions) should make some payments safer, but fraud could still remain a problem for the near future. During a survey in 2015, approximately one third of Dutch respondents indicated they were fairly concerned about surveillance via payment cards.

本统计数据显示了2013年至2018年荷兰信用卡欺诈造成的总损失情况（单位：百万欧元）。2018年，荷兰的信用卡欺诈导致的总损失约为3400万欧元。与其他欧洲国家类似，信用卡和借记卡在实体店铺的线下购买或在线购物中都是流行的数字支付方式。比荷卢三国（Benelux countries）的消费者对信用卡熟悉且普遍持有。自数字支付推出以来，支付行业一直致力于为金融交易创造一个安全的环境。信用卡和借记卡欺诈有多种形式，其中钓鱼、磁卡读取和身份盗窃是最常见的几种。预计使用EMV（Europay MasterCard Visa，一种利用计算机芯片进行芯片卡交易验证的信用卡技术）等技术的进步将使某些支付方式更加安全，但欺诈问题在短期内仍可能持续存在。在2015年的一项调查中，大约三分之一的荷兰受访者表示他们对通过支付卡进行的监控表示相当担忧。