Minimum Payments and Debt Paydown in Consumer Credit Cards
收藏NBER2016-10-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w22742
下载链接
链接失效反馈官方服务：
资源简介：
Using a dataset covering one quarter of the U.S. general-purpose credit card market, we document that 29% of accounts regularly make payments at or near the minimum payment. We exploit changes in issuers' minimum payment formulas to distinguish between liquidity constraints and anchoring as
提供机构：
美国国家经济研究局
创建时间：
2016-10-01
