Foothold: Rent-vs-Own Screening Data for 83 U.S. Metros (2026)

The dataset behind Van to Vault's Foothold screen: 83 U.S. metros with the inputs used to test where buying a small two-to-four unit property beats renting for a first-time, owner-occupant buyer. 23,424 two-to-four unit listings were screened across the 83 metros and 11,495 survived every livability and financing test. On the metro-level figures those survivors produce, 11 metros clear the affordability bar at a 6.66% mortgage rate. Data as of 2026-08-06. One row per metro: entry price (25th-percentile surviving listing), typical price, surviving listing count, kept-per-month versus renting, keep ratio, rank, Foothold score, and three sub-pillar scores (entry, cashflow, durability). Metros that did not clear the metro-level affordability test have null rank and score fields but keep their listing-level stats, so the file also works as a broader 83-metro pricing reference. Sources: listings from Realtor.com; rents from HUD Small Area Fair Market Rents FY2026; vacancy and income from the US Census American Community Survey 2023; crime from FBI Table 8 and CrimeGrade; home value trend from the Zillow Home Value Index; FHA limits from HUD CY2026; mortgage rate 6.66% from the Freddie Mac Primary Mortgage Market Survey, week ending 30 July 2026. Two files: vantovault-foothold-metros.csv and vantovault-foothold-metros.json (identical data, 83 rows). Maintained at Van to Vault, where the methodology and a readable version live: https://vantovault.com/library/foothold-score/ License: CC BY 4.0. Attribution: Van to Vault (vantovault.com).Van to Vault「立足指数筛查（Foothold Screen）」所依托的数据集，涵盖83个美国都会区，用于测试首次自住购房者购置2至4单元小型房产是否比租房更具性价比。本次筛查共覆盖83个都会区的23424套2至4单元房源，最终有11495套通过了所有宜居性与融资可行性核验。基于这批达标房源的都会级统计数据，在6.66%的房贷利率下，共有11个都会区达到了负担能力门槛。本数据集截至2026年8月6日。 本数据集以都会区为单位逐行存储，包含以下字段：入门价格（达标房源的25分位价格）、典型价格、达标房源数量、每月相较租房的净收益、留存率、排名、立足指数（Foothold Score）以及三个子维度得分（入门维度、现金流维度、可持续性维度）。未通过都会区负担能力测试的都会区，其排名与得分字段将为空，但仍保留房源级统计数据，因此该数据集也可作为83个都会区的通用房价参考工具。 数据来源：房源数据来自Realtor.com；租金数据来自美国住房和城市发展部（HUD）2026财年小区域公平市场租金报告；空置率与收入数据来自美国人口普查局2023年美国社区调查；犯罪数据来自美国联邦调查局第8号犯罪统计表与CrimeGrade平台；房价趋势数据来自Zillow房价指数（Zillow Home Value Index）；联邦住房管理局（FHA）贷款限额来自HUD 2026财年报告；6.66%的房贷利率数据来自房地美（Freddie Mac）截至2026年7月30日当周的主要抵押贷款市场调查。 本次数据集包含两个文件：vantovault-foothold-metros.csv与vantovault-foothold-metros.json，二者数据完全一致，均包含83行记录。 本数据集由Van to Vault维护，其方法论说明与可读版数据集可通过以下链接获取：https://vantovault.com/library/foothold-score/ 许可协议为CC BY 4.0，署名要求为Van to Vault（vantovault.com）。