THE ECONOMIC IMPORTANCE OF BANK LOANS IN THE FORMATION OF WORKING CAPITAL IN ENTREPRENEURIAL ACTIVITIES

This thesis analyzes the economic importance of bank loans in the formation of working capital in entrepreneurial activity. Working capital is one of the main financial resources that ensure the continuity of the enterprise's activities, and their sufficient availability determines the stability of the production and service process. The study highlights the impact of loans provided by commercial banks on the activities of small businesses and private entrepreneurs, their role in ensuring financial stability, and their importance in increasing economic efficiency. The effectiveness of state policies and preferential lending mechanisms aimed at supporting entrepreneurship in our country is also analyzed.