全国自然人借贷风险画像等级查询V1

根据自然人的姓名、身份证号、手机号，查询借贷风险等级。基于支付行为还原的借贷表现，输出逾期风险等级，可作为黑名单准入规则

This dataset supports querying the loan risk level using a natural person's name, national ID number and mobile phone number. It outputs the delinquency risk level based on the loan repayment performance reconstructed from payment behaviors, and the resulting delinquency risk level can serve as the admission criteria for blacklists.

搜集汇总

背景与挑战

背景概述

该数据集通过姓名、身份证号和手机号查询自然人借贷风险等级，基于支付行为评估逾期风险，适用于黑名单准入规则制定。