Prepaid Product Agreements Database

Prepaid account agreement data, which contain general terms and conditions, pricing, and fee information, that issuers submit to the Consumer Financial Protection Bureau under the terms of the Prepaid Rule. Data is refreshed nightly. This dataset was downloaded on 2/27/2025.<br><br>For each prepaid account agreement, issuers must submit to the Consumer Financial Protection Bureau the documents containing general terms and conditions, pricing, and fee information. These documents include the 1) short form disclosure; 2) the long form disclosure, which includes fee information and statements required to be disclosed in the long form disclosure; and 3) the prepaid agreement.For the first two items:The short form disclosure sets forth a short summary of key fees (for example, the monthly fee, if there is one) and other information about the prepaid account (such as whether overdraft/credit is offered). It must be in a specific format.The long form disclosure is the companion to the short form disclosure and provides more comprehensive fee information, including all fees that may be imposed in connection with the prepaid account, and the conditions under which they may be imposed.