European bank regulatory data: The EBA disclosures panel (2012-2025)

This dataset provides an analysis-ready panel of European bank regulatory disclosures compiled from all EBA Transparency Exercise (TE) releases since 2014 and extended back to 2013 using the EBA 2013 stress test dataset. The EBA compiles the TE files from banks’ COREP and FINREP submissions, offering cross-bank comparability. Coverage spans large banks in EU Member States and EEA countries (notably Norway and Iceland), with semi-annual observations in early vintages (2012–2017) and quarterly observations from 2018 and onward. The panel includes key capital and leverage ratios, balance sheet and P&L items, RWA components, and detailed credit risk exposure breakdowns by portfolio and geography. The dataset and data dictionary are provided in long format as csv and parquet files. The README.md is most easily accessed through the GitHub repo: https://github.com/ericc001/european-bank-regulatory-data