Inertia, Market Power, and Adverse Selection in Health Insurance: Evidence from the ACA Exchanges
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We study how inertia interacts with market power and adverse selection in managed competition health insurance markets. We use consumer-level data to estimate a model of the California ACA exchange, in which four firms dominate the market and risk adjustment is in place to manage selection. We
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美国国家经济研究局创建时间：
2021-08-01
