云融衍数-企业逾期风险指数

通过分析企业的历史还款记录、逾期金额、逾期次数等数据，评估企业发生逾期的可能, 为识别、监控、预警高风险企业提供依据。对同类型企业进行归一化处理，生成0-100的分值，分值越高表明企业逾期风险越大。

This dataset assesses the probability of enterprise default by analyzing data including historical repayment records, overdue amounts and number of overdue instances of enterprises, and provides a basis for identifying, monitoring and issuing early warnings for high-risk enterprises. It normalizes enterprises of the same type to generate a score ranging from 0 to 100, with a higher score corresponding to a greater default risk of the enterprise.

搜集汇总

背景与挑战

背景概述

该数据集提供企业逾期风险指数，通过分析历史还款记录、逾期金额和次数等数据，评估企业逾期可能性，服务于高风险企业的识别与监控。它采用归一化处理生成0-100的分值，分值越高代表企业逾期风险越大，为相关决策提供量化依据。