EVALUATING INSURANCE COMPANIES' PERFORMANCE BASED ON ESG PRINCIPLES

This article examines the evaluation of insurance companies’ performance using Environmental, Social, and Governance (ESG) principles. The study explores how ESG criteria can be integrated into financial and operational assessments, highlighting their significance in promoting sustainable business practices, risk management, and corporate responsibility. The research reviews international best practices, ESG rating methodologies, and regulatory frameworks, providing guidance for adapting these approaches to the Uzbek insurance market. The findings aim to offer practical recommendations for insurers, investors, and regulators to enhance transparency, sustainability, and long-term value creation in the insurance sector.