Cost to income ratio of OP Financial Group 2010-2022

The cost to income ratio of OP Financial Group was 61.6 percent in 2022, which was a notable decrease compared to 2021, when the ratio was 68.8 percent. The lowest ratio in the observed period was reported in 2016 at 52 percent. Since then, the ratio increased almost every year. The cost to income ratio is used to measure the efficiency and profitability of the bank, and the smaller it is, the more cost-efficient the bank is.

OP金融集团在2022年的成本收入比达到61.6%，相较于2021年的68.8%呈现出显著下降。在观察期内，最低的成本收入比记录于2016年，为52%。自那时起，该比率几乎每年都在上升。成本收入比被用作衡量银行效率和盈利能力的指标，其数值越小，表明银行的成本效益越高。