Institutional student loan cohort default rates by institution type

This quantitative study focused on Institutional Accreditation, particularly Institutional Accreditation from Regional Accrediting Agency of Western Association of Schools and Colleges, Senior College and University Commission (WASC-SCUC), as it relates to student outcomes by focusing on federal student loan default rates. All 149 institutions in this study with Accreditation Status (i.e. Accredited, Accredited on Warning, Accredited with Notice of Concern, or Candidate) from WASC-SCUC participated in the Federal Student Loan Program. Whereby, all 149 institutions in this study had recorded Institutional Cohort Default Rates for FY 2012, 2011, and 2010 Official Three-year Cohort Default Rates by Institution Type (i.e. Public, Private, or Proprietary). This quantitative study first looked to investigate the difference between institution type and institution cohort default rates: The difference between the private institutions and proprietary institutions was statistically significant at the p < .05: Sig. = .026 or (p = .026). Second, this quantitative study looked to investigate the difference in institutional cohort default rates among public, private, or proprietary institution type, while considering accreditation status of all institutions in this study. The independent one-way between-groups ANOVA yielded no statistically significant effect at the p < .05, F(3, 145) = 1.299, p = .277, concluding there is no significant difference in overall cohort default rates based on WASC-SCUC accreditation status. Lastly, this quantitative study measured the relationship between institution type and accreditation status, given institutional cohort default rates of all institutions in this study: Multivariate Tests revealed that there is no significant interaction on overall cohort default rate between Institutions Type and Accreditation Status from the actual results of the one-way MANOVA. The data indicated no relationship between institution type with accreditation status, given their overall cohort default rates.