INNOVATIVE METHODS OF ASSESSING CREDITWORTHINESS IN MODERN BANKING PRACTICE
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The article analyzes innovative methods for assessing creditworthiness in modern banking practice and examines the use of artificial intelligence, machine learning algorithms, big data analytics, and alternative data sources. Particular attention is paid to their role in improving the accuracy of credit risk assessment, enhancing scoring systems, and supporting data-driven decision-making in the digital financial environment.
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Zenodo创建时间:
2026-02-09



