个人金智数
收藏国家公共数据资源登记平台2026-04-27 收录
数据链接：
官方服务：
资源简介：
整合市住房公积金管理中心提供的个人总账信息（含工资基数、单位信用代码等10项字段）及账户明细（含业务类型、发生额等数据），通过构建收入与工作稳定性算法逻辑，为银行等金融机构的个人贷款风控提供科学依据。
This dataset integrates personal general ledger information (including 10 fields such as salary base, unit credit code, etc.) and account details (containing data like transaction type, transaction amount, etc.) provided by the municipal housing provident fund management center. By constructing algorithmic logic for income and job stability assessment, it provides scientific basis for personal loan risk management of financial institutions such as banks.
提供机构：
广州数据集团有限公司
