IMPORTANCE OF FOREIGN EXPERIENCE IN ENSURING THE ECONOMIC SECURITY OF COMMERCIAL BANKS

The importance of foreign experience in ensuring the economic security of commercial banks has significantly increased in the context of globalization, financial integration, and rapid digital transformation. Modern banking systems are exposed to a wide range of risks, including credit, market, operational, liquidity, and cyber risks, which are becoming more complex due to technological innovation and cross-border financial flows. In this regard, studying and adapting foreign experience is not only a theoretical necessity but also a practical imperative for strengthening the resilience and sustainability of national banking systems.