DEVELOPMENT DIRECTIONS OF PROPERTY INSURANCE PRACTICES IN ENTERPRISES

This study explores the development directions of property insurance practices in enterprises, focusing on strategies to enhance risk protection, financial stability, and operational resilience. Property insurance protects enterprises against potential losses from fire, theft, natural disasters, and other unforeseen events. The research examines modern approaches to property insurance, including risk assessment methodologies, insurance policy design, technological integration, and regulatory frameworks. The findings suggest that adopting innovative insurance practices, leveraging digital platforms, and aligning insurance strategies with enterprise risk management objectives can significantly improve financial security and business continuity.