Gross residential mortgage lending in Germany 2014-2024, per quarter

The value of residential mortgage lending in Germany declined notably in 2024, reaching the lowest quarterly value since 2014. In the second quarter of 2024, gross residential mortgage lending reached a value of 46.7 billion euros. The worsening economic conditions, higher interest rates, and the lack of affordable housing are among the factors leading to the decline in mortgage lending. Nevertheless, Germany is among the largest mortgage markets in Europe. More information on the Mortgage market in Western European countries can be found here.

德国在2024年的住宅抵押贷款价值显著下降，达到自2014年以来的最低季度值。2024年第二季度，住宅抵押贷款的总额达到了466亿欧元。经济状况恶化、利率上升以及住房供应不足等因素共同导致了抵押贷款市场的下滑。尽管如此，德国仍是欧洲最大的抵押贷款市场之一。关于西欧国家抵押贷款市场的更多信息，请参阅此处。