Borrowing from the Future: 401(k) Plan Loans and Loan Defaults
收藏NBER2015-04-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w21102
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资源简介：
Tax-qualified retirement plans seek to promote saving for retirement, yet most employers permit pre- retirement access by letting 401(k) participants borrow plan assets. This paper examines who borrows and why, and who defaults on their loans. Our administrative dataset tracks several hundred plans
提供机构：
美国国家经济研究局
创建时间：
2015-04-01
