Technological change in finance and induced effects on welfare inequality
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This paper assesses the impact of access to bank financial services and digital finance on household welfare inequality. We use Finscope Consumer data (2016) and Togo's Living Standards Measurement Study (2018). The analysis uses the propensity score matching method, the double difference, and the smooth instrumental quantile regression as an estimation method. The results indicate that access to digital finance and bank financial services improves expenditures and reduces household welfare inequality.
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University of Lome创建时间：
2022-01-01
