This paper provides an empirical estimate of price' and risk' elasticities of demand for term life insurance for those who purchase some insurance. It finds that the elasticity with respect to changes
This package contains the replication code for the simulations presented in Farinha Luz, Gottardi and Moreira (forthcoming). "Risk classification in insurance markets with risk and preference heteroge
This study quantifies the importance of private information, separates the extent to which the positive correlation between the accident probability and insurance coverage reflects adverse selection a
