Biggest banks by total assets in Thailand 2024|银行业数据集|数字化金融数据集

As of March 2024, Bangkok Bank was the largest bank in Thailand, with total assets of around 4.51 trillion Thai baht. Other leading banks in terms of total assets were Kasikorn Bank and Krungthai Bank, which were also considered Thailand's leading commercial banks. Thailand’s banking marketDespite Bangkok Bank being the largest in terms of total assets, other leading banks in Thailand also include Siam Commercial Bank, Kasikorn Bank, and KrungThai Bank which leads the banking market in terms of net profit. Despite the vast array of financial products and services offered by the major banks, the financial health of these commercial banks is largely determined through the quality of a bank’s loans, which is ultimately driven by the size of non-performing loans. Despite the recent COVID-19 pandemic, banks in Thailand have managed to maintain the quality of their loans through the issuance of soft loans and debt restructuring. Towards digital bankingDriven by the high number of mobile phone subscribers and internet penetration rate in Thailand, financial activities have continued to evolve to accommodate more digital platforms. The leading banks in Thailand have now implemented diverse mobile applications and websites to cater for the widening range of online financial activities. In 2017, the Bank of Thailand together with the ministry of finance introduced PromptPay as an easy way to transfer money digitally by using the user’s phone number. Ever since its release, the platform has continuously contributed to the constant rise in Thailand’s digital banking scene.

截至2024年3月，曼谷银行已成为泰国资产规模最大的银行，其总资产约为4.51万亿泰铢。在总资产方面，其他领先的银行包括楷模银行和Krungthai银行，它们同样被视为泰国领先的商业银行。尽管曼谷银行在总资产方面位居首位，但泰国其他领先的银行亦包括盘谷银行、楷模银行和KrungThai银行，后者在净利润方面引领着银行业市场。尽管主要银行提供了丰富的金融产品和服务的组合，但这些商业银行的财务健康状况主要还是取决于银行贷款的质量，而贷款质量最终由不良贷款的规模所驱动。即便在最近的COVID-19疫情冲击下，泰国各家银行通过发放优惠贷款和债务重组，成功地保持了贷款质量。在数字化银行业务方面，受泰国移动手机用户数量和互联网普及率的高增长驱动，金融活动持续演变，以适应更多数字平台。泰国领先的银行现已推出了多样化的移动应用程序和网站，以满足不断扩大的在线金融活动需求。2017年，泰国银行与财政部联合推出了PromptPay，该平台允许用户通过手机号码轻松进行数字转账。自推出以来，该平台持续为泰国数字化银行业务领域的持续增长贡献力量。