泉融通-齐鲁科创贷指标数据

为进一步做深做实科技金融文章，助力推进济南市科创金融改革试验区建设，“泉融通”平台与齐鲁银行深化合作，基于济南市公共数据授权运营机制，充分发挥济南市公积金数据价值，共同研发公积金评价指标，有效赋能齐鲁银行经营性贷款产品“泉融-齐鲁科创贷”快速审批、智能风控，缓解科技型中小企业融资难、融资贵问题。

To further deepen and solidify the practice of technology finance and support the advancement of the construction of the Jinan City Pilot Zone for Scientific and Technological Innovation and Finance Reform, the "Quanrongtong" platform has strengthened cooperation with Qilu Bank. Relying on the authorized operation mechanism of public data in Jinan City, the two parties have given full play to the value of Jinan's housing provident fund data, jointly developed housing provident fund evaluation indicators, effectively empowered the rapid approval and intelligent risk control of Qilu Bank's operating loan product "Quanrong-Qilu Kechuang Dai", and alleviated the financing difficulties and high financing costs encountered by science and technology-based small and medium-sized enterprises.

搜集汇总

背景与挑战

背景概述

该数据集是济南市数据要素流通服务平台提供的金融风控数据产品，基于公积金数据研发，用于齐鲁银行'泉融通-齐鲁科创贷'产品的快速审批和智能风控，旨在解决科技型中小企业融资问题。