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Why Do Couples and Singles Save during Retirement? Household Heterogeneity and its Aggregate Implications

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NBER2021-05-01 更新2025-01-04 收录
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https://www.nber.org/papers/w28828
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We estimate a model of savings for retired couples and singles who face longevity and medical expense risks, and in which couples can leave bequests both when the first and last spouse dies. We show that saving motives vary by marital status, permanent income, and age. We find that most households
提供机构:
美国国家经济研究局
创建时间:
2021-05-01
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