Texas Liability Insurance Closed Claim Data 1996

The Texas Department of Insurance (TDI) requires all malpractice carriers to submit reports of commercial liability closed claims involving bodily injury settled under Texas law. Malpractice carriers are required by TDI to submit two separate forms: a short form and a long form. For claims closed prior to September 1, 2009, the short form related to liability claims closed with bodily injury indemnity settlements over $10,000 but less than $25,000, and the long form related to those c laims with settlements of $25,000 or more. After September 1, 2009, the short form related to liability claims closed with bodily injury indemnity settlements over $25,000 but less than $75,000, and the long form related to those claims with settlements of $75,000 or more. TDI collects these forms on a quarterly basis and reviews the forms manually and electronically to monitor data quality. Insurers submit over 17,000 claims per year that account for over $1 billion in paid sett lements. TDI makes the closed claim data per calendar year and an annual report available to the public.德克萨斯州保险署（Texas Department of Insurance, TDI）要求所有医疗事故责任险承保机构提交依据德克萨斯州法律审结的、涉及人身伤害赔偿的商业责任已结索赔报告。该署要求此类承保机构提交两类独立报表：简表与长表。针对2009年9月1日之前审结的索赔，简表适用于人身伤害赔偿和解金额介于10000美元至25000美元之间的责任索赔，长表则适用于和解金额达到或超过25000美元的同类索赔；2009年9月1日之后审结的索赔，简表适用于人身伤害赔偿和解金额介于25000美元至75000美元之间的责任索赔，长表适用于和解金额达到或超过75000美元的同类索赔。德克萨斯州保险署按季度收集此类报表，并通过人工与电子审核相结合的方式监控数据质量。承保机构每年提交的索赔数量超过17000件，涉及的已赔付和解金额总计超过10亿美元。该署会将每个日历年的已结索赔数据及年度报告向公众公开。