Consumer Credit Conditions

New consumer credit measures of available credit, delinquency, and credit access and a composite index all built from deidentified consumer credit record data, the Consumer Financial Protection Bureau's Consumer Credit Index Panel (CCIP). Data are quarterly and available nationally (mean and 10th, 25th, 50th, 75th, and 90th percentiles) and for several demographic subgroups (age, credit score, and neighborhood characteristics). Brennecke, Claire and Bucks, Brian and Gibbs, Christa and Kambara, Michelle and LeBuhn, Samantha and Ratcliffe, Caroline, Measuring Consumer Credit Conditions (April 17, 2025). Consumer Financial Protection Bureau Office of Research Working Paper No. 25-05, Available at SSRN: https://ssrn.com/abstract=5222415 or http://dx.doi.org/10.2139/ssrn.5222415