ANU Corporate Travel Insurance Claims 2022

Like many large organizations, the Australian National University (ANU) has extensive risk control activities in place focusing on risk avoidance, loss prevention or reduction, and so-called “risk control transfer” (whereby the responsibility of the risk may be transferred). These activities are designed to mitigate the financial impact that a risk can have on the organization. Anticipating, and reducing the potential impact of, risks are critical activities of risk managers and are not described further in this report.

Within this broad suite of risk control activities, universities like ANU purchase corporate travel insurance policies to cover employees and students traveling on official university business for a wide variety of accidents and incidents while away from the campus or primary workplace. This broad coverage includes medical care and evacuation, loss of personal property, extraction for political and weather related reasons, and more.

This dataset provides insured losses under ANU's corporate travel policy. These data were accessed on 29 July 2022. Compared to other coverages, the data history is long and stable. This coverage began on 1 November 2006. A more detailed description of the data and ANU's risk management context is available at Frees and Butt (2022), "ANU insurable risks," Australian National University Open Research Library, https://doi.org/10.25911/0SE7-N746.

与诸多大型机构一样，澳大利亚国立大学（Australian National University, ANU）已构建覆盖全面的风险管控体系，核心聚焦于风险规避、损失预防或削减，以及所谓的“风险转移管控”（即可将风险责任予以转移的方式）。此类举措旨在缓释风险给机构带来的财务冲击。预判并降低风险的潜在影响是风险管理专员的核心工作，本报告未对此展开进一步详述。

在这一整套风险管控举措中，类似澳国立的高校会购置公务旅行保险保单，为因官方公务出差离校或脱离主要工作场所的教职工与学生提供涵盖各类意外与事故的保障。该综合保障范围涵盖医疗救治与撤离、个人财产损失、因政治因素或天气灾害引发的撤离等诸多场景。

本数据集收录了澳国立公务旅行保险保单项下的保险赔付损失情况，数据获取时间为2022年7月29日。相较于其他保险险种，该数据集的历史数据周期更长且稳定性更佳，该保障计划始于2006年11月1日。关于本数据集及澳国立风险管理背景的更详细说明，可参阅Frees与Butt（2022）发表于澳大利亚国立大学开放研究图书馆的《ANU insurable risks》一文，链接为：https://doi.org/10.25911/0SE7-N746。