Bank competition and monetary policy transmission to housing prices

Does the structure of local banking markets—specifically the degree of bank competition—determine the strength and symmetry of the regional housing price response to monetary policy?

NIAID Data Ecosystem10

Bank competition, monetary policy, and housing prices

Does banking market structure affect how monetary policy influences housing prices? We examine this question using state-level quarterly data from 1976 to 1994, when U.S. states progressively deregula

DataCite Commons2026-04-20 更新00

Bank competition, monetary policy, and housing prices

Does banking market structure affect how monetary policy influences housing prices? We examine this question using state-level quarterly data from 1976 to 1994, when U.S. states progressively deregula

DataCite Commons2026-05-01 更新20