How Machine learning is affecting financial services.

Artificial intelligence (AI) and machine learning are being rapidly adopted for a range of applications in the financial services industry. As such, it is important to begin considering the financial stability implications of such uses. Because uses of this technology in finance are in a nascent and rapidly evolving phase, and data on usage are largely unavailable, any analysis must be necessarily preliminary, and developments in this area should be monitored closely人工智能（Artificial Intelligence）与机器学习正快速应用于金融服务业的各类场景中。有鉴于此，考量此类技术应用对金融稳定性的影响已至关重要。由于该技术在金融领域的应用尚处于萌芽且快速演进的阶段，且相关使用数据大多缺失，因此任何相关分析都必然仅为初步探索，同时该领域的发展态势也应得到密切监测。