Gross written premiums from life insurance companies in Italy 2010-2017

Gross premiums written in Italian life insurance increased by nearly ten percent between 2010 to 2017, reaching a value of approximately 99 billion euros. This figure, however, represents a decrease compared to the peak registered in 2015, when gross written premiums in the life insurance sector in the Italian market reached nearly 115 billion euros. Despite the decrease in the last years, Italy has the third largest life insurance market in Europe in terms of gross written premiums, after the United Kingdom and France. Non-life vs. life insurance in Italy The life insurance sector in Italy is significantly bigger than the non-life insurance sector. Indeed, gross written premiums in the non-life insurance sector amounted to about 32 billion euros in 2017, one third of those of the life sector. Moreover, the non-life insurance penetration registered in the country in 2018 was of 1.73 percent, compared to 5.81 percent for life insurance. Insurance penetration is defined as insurance premiums as a percentage of GDP and is deemed the standard measure to check the development of a country's insurance market. Insurance market in Italy When considering the life and non-life insurance sectors combined, Italy represents the fourth largest market in Europe in terms of gross written premiums. Moreover, insurance penetration in the country reached 7.7 percent in 2018, while insurance density, which is an indicator used to gauge the development of the insurance sector within a country and is calculated as the ratio of total premiums to whole population, amounted to 2,234 euros.

意大利人寿保险的毛保费在2010年至2017年期间增长了近百分之十，达到约990亿欧元。然而，这一数据相较于2015年所记录的峰值有所下降，当年意大利人寿保险市场的毛保费接近1150亿欧元。尽管近年来有所下降，意大利在欧洲人寿保险市场毛保费方面仍位居第三，仅次于英国和法国。在意大利，人寿保险行业远大于非人寿保险行业。实际上，2017年非人寿保险行业的毛保费约为320亿欧元，仅为人寿保险行业的三分之一。此外，2018年意大利的非人寿保险渗透率为1.73%，而人寿保险的渗透率则为5.81%。保险渗透率是指保险保费占国内生产总值的百分比，被视为衡量一个国家保险市场发展状况的标准指标。综合考虑人寿保险和非人寿保险行业，意大利在欧洲的毛保费总额方面位居第四，2018年保险渗透率达到了7.7%，而保险密度——用以衡量一个国家保险行业发展状况的指标，计算方式为总保费与总人口之比——为2234欧元。