FCA: Financial Lives cost of living (Jan 2024) recontact survey

The FCA presents the findings from a survey undertaken in January 2024 to understand the financial impact of the increased cost of living on adults across the UK. ##Key findings include: Since January 2023 there has been an improvement in the number of people finding it hard to manage the higher costs of living, although challenges remain for some groups. The cost of living continues to have an impact on the financial lives of some adults in the UK. In January 2024: * 7.4m (14%) felt heavily burdened by their domestic bills and credit commitments * 5.5m (11%) had missed any of these bills in the previous 6 months * 14.6m (28%) were not coping financially or finding it difficult to cope * 5.9m (11%) had no disposable income英国金融行为监管局（Financial Conduct Authority，FCA）发布了2024年1月开展的一项调研成果，该调研旨在探究生活成本上涨对英国全体成年民众的财务影响。 核心调研结果如下： 自2023年1月起，难以应对生活成本上涨的人群规模有所缩减，但部分群体仍面临显著挑战。 生活成本上涨仍持续影响英国部分成年民众的财务状况。2024年1月的调研数据显示： * 740万（占比14%）民众因家庭账单与信贷债务承受严重财务负担 * 550万（占比11%）民众在过去6个月内出现过账单逾期情况 * 1460万（占比28%）民众无法维持财务收支平衡，或正面临显著财务困境 * 590万（占比11%）民众无任何可支配收入