Bank interest rates - Loans to euro area housholds

The bank interest rate statistics cover those rates that resident monetary financial institutions apply to euro-denominated deposits and loans by households and non-financial corporations that are residents of the euro area. These statistics are used for the analysis of monetary developments and the monetary transmission mechanism as well as for the monitoring of financial stability. This dataset covers Euro-denominated loans to euro area households (percentages per annum, rates on new business).银行利率统计涵盖居民货币金融机构针对欧元区居民家庭及非金融企业的欧元计价存款与贷款所适用的利率。此类统计数据可用于货币运行态势、货币传导机制的分析，同时也可用于金融稳定性监测。 本数据集涵盖欧元区家庭的欧元计价贷款（按年利率计，为新增业务利率）。