Buy Now, Pay Later (BNPL)

Buy Now, Pay Later (BNPL) is a deferred digital payment option that requires an upfront payment of a percentage of the total purchase price and then allows the user to pay off the remainder of the bill in installments over a period of time. Some of the most popular BNPL payment providers include PayPal, Klarna, Afterpay, QuadPay, and Affirm. BNPL payment options are most commonly used in Europe, especially in Northern Europe, where they have gained popularity in 2019.

即时购买，延后付款（BNPL）是一种延迟数字支付选项，该选项要求用户在购买总价的一定比例上先行支付，随后允许用户在一段时间内以分期付款的方式支付剩余账单。在众多BNPL支付提供商中，PayPal、Klarna、Afterpay、QuadPay和Affirm尤为流行。BNPL支付选项在欧洲，尤其是北欧地区最为常见，自2019年起便在该地区广受欢迎。