The Cost of Annuities: Implications for Saving Behavior and Bequests
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The fact that most eldealy individuals in the United States choose to maintain a flat age-wealth profile, rather than buy individual life annuities, stands in contrast to central implications of the standard life-cycle model of consumption-saving behavior. The analysis in this paper lends support to
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美国国家经济研究局创建时间：
1985-08-01
