Dynamic Inefficiencies in Insurance Markets: Evidence from long-term care insurance
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We examine whether unregulated, private insurance markets efficiently provide insurance against reclassification risk (the risk of becoming a bad risk and facing higher premiums). To do so, we examine the ex-post risk type of individuals who drop their long-term care insurance contracts relative to
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美国国家经济研究局创建时间：
2005-01-01
