Workers' compensation beneficiary payments by insurers and the Workers' Benefit Fund

Workers’ compensation indemnity benefits are cash benefits paid to injured workers. These benefits include benefits for temporary disability (time loss), permanent partial disability, permanent total disability, and death. Statute sets eligibility criteria and the rates at which insurers pay these benefits. In the case of death from work-related causes, indemnity benefits are paid to survivors. Indemnity benefits also include vocational assistance benefits paid on behalf of severely disabled workers to get them back to work.

Indemnity benefits also include settlements between workers and insurers. Claim disposition agreements (CDAs) and disputed claim settlements (DCSs) are the two forms of settlements.

The Workers' Benefit Fund ( WBF)provides funds for programs that assist employers and injured workers. Assessment revenues, not insurance premiums, finance these programs. Employers and workers each pay half the assessment. The two major programs are the Retroactive Program and the Re-employment Assistance Program.

The Retroactive Program pays cost-of-living increases to workers or their beneficiaries based on changes in average wages. The two major benefits paid are for permanent total disability and death. Since at least 1995, the majority of PTD and death benefits have been paid from this program.

The data in this table include estimated figures and are subject to revision. All dollars are shown in millions of dollars.

工伤赔偿金是指支付给受伤工人的现金福利。此类福利包括临时残疾（时间损失）、永久性部分残疾、永久性完全残疾以及死亡赔偿。相关法规规定了福利的资格标准以及保险公司支付这些福利的比率。在工作相关原因导致的死亡情况下，赔偿金将支付给遗属。赔偿金还包括为严重残疾工人提供的职业援助福利，以帮助他们重返工作岗位。
赔偿金还包括工人与保险公司之间的和解协议。索赔处置协议（CDAs）和争议索赔和解（DCSs）是两种和解形式。
劳动者福利基金（WBF）为协助雇主和受伤工人的项目提供资金。这些项目的资金来源于评估收入，而非保险费。雇主和工人各自承担一半的评估费用。两大主要项目是追溯性项目和再就业援助项目。
追溯性项目根据平均工资的变化向工人或其受益人支付生活费用增加部分。支付的主要福利包括永久性完全残疾和死亡赔偿。自1995年至今，大部分永久性完全残疾和死亡赔偿金均由该项目支付。
本表中的数据包括估计数字，并可能进行修订。所有金额均以百万美元为单位。