置慧金数通

通过对公积金信息进行数据加工与运算，形成数据产品；从而高效识别个人信贷客户的收入水平、工作稳定性等关键信息，为金融机构的个人信贷产品提供贷前调查、授信审批、放款审核、贷后管理等风险管理的数据支持。

By conducting data processing and computational operations on housing provident fund information, a targeted data product is developed. This product can efficiently identify key information of individual credit customers such as their income level and job stability, and provide data support for risk management processes including pre-loan investigation, credit approval, loan disbursement review and post-loan management for personal credit products offered by financial institutions.

搜集汇总

背景与挑战

背景概述

该数据集通过加工公积金信息生成收入水平、工作稳定性等信贷风控指标，为金融机构提供贷前至贷后的全流程风险管理支持。