Frequency of contactless payment use in the Netherlands in 2017

In early 2017, more than half of Dutch consumers used contactless or Near Field Communication (NFC) payments at least once. The total number of registered NFC payments at retail points of sales (POS) increased in almost every quarter since 2016. Contactless payments were introduced in the Netherlands in 2014 and mainly consist of methods supported and developed by Dutch banks, as services as Apple Pay or Android Pay are not available. Apple Pay was likely to arrive in the country in the middle of 2019. Dutch contactless payments are above the European average Compared to other European countries, the Netherlands makes relatively more use of contactless payments. On average, 51 percent of all Dutch payment transactions made each month were contactless in 2018. This was higher than in the neighboring countries Belgium (four percent), Germany (14 percent) and the United Kingdom (46 percent). Towards a cashless society? In the last years, cash money was used less often for retail payment transactions. Roughly 22 million euros worth of payments were recorded in 2017. Transactions with debit cards, on the other hand, reached a value of approximately 56 million euros in the same year. This made the Netherlands one of the least likely countries in Europe where consumers pay with cash money.

至2017年初，荷兰消费者中超过一半的人至少使用过一次非接触式支付或近场通信（NFC）支付。自2016年以来，零售销售点（POS）上注册的非接触式支付总数几乎在每个季度都有所增长。非接触式支付于2014年在荷兰推出，主要由荷兰银行支持和发展，如苹果支付或安卓支付等服务尚未在该国提供。预计苹果支付将于2019年中期进入该国。荷兰的非接触式支付水平高于欧洲平均水平。与欧洲其他国家相比，荷兰相对更多地使用非接触式支付。2018年，平均而言，荷兰每月所有支付交易中有51%为非接触式支付，这一比例高于邻国比利时（4%）、德国（14%）和英国（46%）。迈向无现金社会？在过去的几年中，现金在零售支付交易中的使用频率逐渐降低。2017年，记录的现金支付金额约为2200万欧元。另一方面，借记卡交易在同一年的价值约为5600万欧元。这使得荷兰成为欧洲消费者使用现金支付可能性最低的国家之一。