Mortgage Debt Service Payments (Percent)

数据集包含家庭债务还本付息比率。家庭债务偿还率（DSR）是所需的家庭债务偿还总额与可支配收入总额的比率。当前数据源的局限性使得比率的计算特别困难。用于这种计算的理想数据集将包含美国每个家庭持有的每笔贷款所需的还款额。这样的数据集不可用，因此计算得出的序列只是家庭所面临的偿债率的近似值。

The dataset contains the household debt service ratio. The household debt service ratio (DSR) is the ratio of total required household debt repayments to total disposable income. Limitations of current data sources make the calculation of this ratio particularly challenging. The ideal dataset for such calculations would include the required repayment amount for every loan held by each household in the United States. Such a dataset is not available, so the calculated series is only an approximation of the debt service ratio faced by households.

搜集汇总

背景与挑战

背景概述

该数据集记录了家庭债务还本付息比率，包括抵押贷款和消费者债务的偿还率，数据源自美联储经济数据库。它每日更新，覆盖1980年1月1日至2019年7月1日的观测期，但基于近似计算，反映了家庭债务负担的变化趋势。