Credit Supply and House Prices: Evidence from Mortgage Market Segmentation
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We show that easier access to credit significantly increases house prices by using exogenous changes in the conforming loan limit as an instrument for lower cost of financing. Houses that become eligible for financing with a conforming loan show an increase in house value of 1.16 dollars per square
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美国国家经济研究局创建时间：
2012-02-01
