Cost to income ratio of the largest banks in the Nordic countries 2021

Among the ten largest banks in the Nordic countries, in terms of total assets, the Swedish bank SEB AB reported the lowest cost to income ratio (43 percent) in 2021. On the other hand, the cost to income ratio of OP Financial Group was almost 69 percent, which was the largest value among the selected banks. Measuring a company's cost of running operations in relation to its operating income, the cost to income ratio is a key measure in determining the profitability of a bank. Lower ratios mean that a bank is running more profitably.

在北欧十家总资产规模最大的银行中，瑞典的SEB AB银行在2021年报告的成本收入比（43%）最低。另一方面，OP金融集团的成本收入比高达近69%，在所选银行中占据最高值。成本收入比是衡量企业运营成本与其营业收入的比率，它是判断银行盈利能力的关键指标。比率越低，表明银行运营的盈利性越强。