Property Insurance and Disaster Risk: New Evidence from Mortgage Escrow Data
收藏NBER2024-06-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w32579
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资源简介：
We develop a new dataset to study homeowners insurance using over 74 million premiums from 20142024 inferred from mortgage escrow payments. We document rapidly rising premiums and a doubling of the pass-through from disaster risk into premiums. Using variation in correlated wildfire and hurricane
提供机构：
美国国家经济研究局
创建时间：
2024-06-01
