Property Insurance and Disaster Risk: New Evidence from Mortgage Escrow Data
收藏数据链接：
官方服务：
资源简介：
We develop a new dataset to study homeowners insurance using over 74 million premiums from 20142024 inferred from mortgage escrow payments. We document rapidly rising premiums and a doubling of the pass-through from disaster risk into premiums. Using variation in correlated wildfire and hurricane
提供机构：
美国国家经济研究局创建时间：
2024-06-01
